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Best credit cards for shopping online
Who doesn’t love online shopping? Statista says,”40 percent of internet users in the United States stated that they purchased items online at several times per month, and 20 percent said they bought items or services online on a weekly basis.” There are some credit cards that especially made to cater your extravagant shopping needs! Some of these cards offer you reward points for all the spending you do on your online shopping credit card. Nowadays, a wide range of online shopping cards is available on the market. Just like reward credit cards and cash back credit cards, online shopping credit cards also provide reward points in the form of cash backs, discounts, and many other offers. If you want to get the best credit card for online shopping, here are some of the most popular credit cards that you can apply for:
- Amazon Prime Card.
- PayPal Cashback Mastercard
- Barclaycard CashForward™ World Mastercard®
- Discover it® Cashback Match Card.
- Citi® Double Cash Card
- Blue Cash Everyday® Card from American Express.
Tips to keep your credit cards safe while shopping online
Shopping online is easy with a credit cards but you really need to be very careful while using your card. Here are some tips to help keep your card secure when you are using them online.
Be careful with the websites
If you’ve never done online shopping before, start with a trusted site. If you know the site the chances of fraud are near to zero. Beware misspellings and make sure to spell check the URL before clicking – just remember that your one spelling mistake can land you on a wrong site. Phishers like to use domain names that are similar to popular ones to trick people into inputting their credit card information.
Think twice about buying via WiFi
When you’re buying online avoid using public WiFis. Whenever you’re using a public WiFi your sessions are not secure. Sometimes hackers use free public WiFi to hack into your computer and steal your sensitive information. This tactic is often used at airports and public cafes.
Don’t share your credentials
No legitimate ecommerce site will ask you for your social security number. Most sites will need your credit card number but no representative will ever as you for it. They may ask for the last four digit of your card number which is okay to give. Be careful with saving your log in credentials on an ecommerce site especially if you are using a public computer. If you leave your account signed in someone can sign in after you and buy using your account.
Be careful with Voice Assistants
Voice assistants like Alexa, Siri and Cortana can all be enabled to help you shop online. Connecting your credit card to a voice assistant is fine but be careful with letting any one especially your children know that they can buy things with it. This McDonald’s Campaign shows a unique way both McDonalds and Burger king are using TV to drive search sales. Burger King directly asks your Google Home to search something for them. The same technique can be used to tell your Alexa to order something with your account.
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