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Things to consider before choosing your
International credit card
The best international credit cards are those that don’t charge any foreign currency transaction fees. These cards are accepted nearly everywhere around the globe.When you’re planning to apply for an International credit card, make sure to consider these factors:
Foreign transaction fee
If you’re looking for an International credit card, choose a card with no foreign transaction fee or low foreign transaction fee. There are many cards that charge approximately 3% on your every purchase. Spending $1,000 while overseas could mean an additional $30 in fees with the wrong card. So make your decision wisely.
A credit card with a smart chip are acceptable all across the world. Generally, a credit card includes two types of smart chips: chip-and-PIN and chip-and-signature. Most of the card transactions in the U.S. are done by swiping, however, other countries use EMV chip technology instead of swiping. This technology is more secure than magnetic stripes. Make sure that your card has a chip before you travel as some overseas businesses won’t accept chip-less cards.
No foreign transaction fees and the right smart chip don’t matter if merchant doesn’t accept the card’s network.
Best International Credit Cards for Travel
Here are some of the best international credit cards that can help you save money when you travel:
- Capital One Quicksilver World Elite Mastercard
- Citi Prestige Card and Citi ThankYou Premier
- Barclaycard Arrival Plus World Elite MasterCard
- Capital One Visa Signature Cards
- MERRILL+ Visa Signature Card
- Chase Sapphire Reserve
Finding the right credit card for your tnternational trip can be hard so it’s best to carry multiple credit cards when you travel ab. Moreover, make sure that your cards don’t charge foreign transaction fees to avoid paying more than you need to. If in case you didn’t get approval for an International credit card before your foreign trip, do check with your existing card companies and banks to know about foreign transaction fees.
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